Genna helped find a home for my daughter. She was very knowledgeable, but if she didn't have an answer, she would find out and get right back to us. She helped us find a great contractor and really stayed on top of all the concerns we had with regard to the home. Actually, Genna did such a great job with finding this home, we are going to use her as the listing agent on a townhouse we now need to sell in Crofton. A great experience.J. Schube
"Genna, you've been nothing less than diligent, patient, persistent, and professional. We appreciate you!!! Thank you" Mike & Neisha Speis
"Genna showed me various houses over almost a 2 year time period. When I would find something that I thought I might like I asked her about it and she always hit me with the exact details I need to know if it was something I wanted to see or not. As soon as I was ready to look at a property she had an appointment set up in no time. After finally finding the one she did a great job working through the process with my and the listing agent. I had complete faith in her because she always told it to me straight. It gave me so much piece of mind knowing she was taking care of things."Jonathan Griner
You are getting ready to apply for a home mortgage but don't know where to start? In a nutshell, you will want to pay down your debts to a manageable level, raise your credit score to a 580 minimum, and save toward down payment or closing costs (depending upon eligibility for 100% financing or down payment assistance). Below are a few items and some information you will want to gather now in preparation to applying for a home mortgage.