Sometimes you have clients that exceed all mention of gratitude and patience. The Tates were so diligent in their preparation for obtaining a mortgage, the search for the perfect home, and the delays of the mortgage process. They stuck through the tough parts and managed to score an absolutely gorgeous updated split foyer in Landover with a huge fenced yard for the grandkids to play in. The home featured hardwood floors, cedar closets, granite counters, tiled basement, a new fireplace, and a two car driveway.
Once we found the home and won the contract, The Tates were placed in a unique situation. They did everything required of them to obtain a mortgage before looking, but unfortunately there was one item in their history that, although it was satisfied, prevented our original lender from being able to approve them. Please know that "no" in this industry means "try another way"! Hearing a "no" from a lender could be from any number of reasons: corporate regulations, the lender's quota, the flexibility of their investors, etc. It doesn't mean you are not going to be approved for a mortgage from anyone. When we heard that the original lender was not able to help us and the Tates were still under contract for the home of their dreams, we had one lender in mind who we knew was going to be able to help them. I'd like to extend a HUGE thank you to Steve Twyman of USA Mortgage Experts for being able to accommodate the Tates' loan on such short notice and help them to be able to purchase their first home! It took about another month to close on their home, but this date worked perfectly --the seller's new built home was not going to be ready, and the Tates' lease expired at the end of March. Sometimes things work out for the best if you stay positive :)
Lanham MD Homes for Sale - Genna Fleming, REALTOR® at EXIT ELITE REALTY
You now have free access to my Real Estate Search Engine! I am your local real estate expert with the knowledge and experience to deliver the unsurpassed service you deserve. Local Specialties: Upper Marlboro, Lanham, Lothian, Edgewater, Annapolis, & Dunkirk. Call Genna Fleming at (443) 532-8917 or follow my real estate adventures on Instagram @realestateaskgenna